You can access a free yearly credit report here. It’s a great tool to stay on top of where your credit report currently stands. Every year US citizens are bale to get a free glimpse of what credit reporting agencies have been stockpiling. Use it, and use it well.
Your credit report and your credit score are different. FairIsaac Corp developed the FICO score, the most commonly used credit score. The FICO score is a number between 350 and 850 that predicted how likely you are to become 90 days late on a loan. You can purchase your FICO score for all three credit bureaus, or just for one, at http://www.myfico.com.
Fair Credit Reporting Act
As credit scores became more and more important to the everyday person’s life, it became apparent that some laws governing the credit bureaus were needed. The Fair Credit Reporting Act (FCRA) is the law that governs the credit bureaus and protects consumers.
Equifax, TransUnion and Experian
The credit bureaus have a lot of helpful information on their sites about credit, and the ability to purchase reports if you have already recieved your free report for the year.
Fortune Credit Repair is a Professional Credit Repair Company located in New York, NY. We specialize in correcting/removing inaccurate or unverifiable negative information from credit reports with experian, equifax and transunion. We serve clients in all 50 states.